NRA: Individual Marketplace


Individual Health Insurance

Shop and compare or shop direct with our trusted partners eHealth and UnitedHealthcare.

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Additional Benefits

Enroll in benefits designed to supplement comprehensive health insurance plans.

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Health Card

Gain access to additional health care savings through our discount program.

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Individual Health Insurance

Shop and Compare—eHealth

eHealth is America’s #1 online source for individual and family health insurance, with the biggest selection of quality plans at the lowest prices available. Compare plan rates and benefits side by side and get free quotes. Everything you can find on the federal exchange but with a much better experience.

  • Choose from hundreds of plans at the best prices available
  • Shop and compare your custom health insurance quotes
  • Get advice from licensed agents
  • Find plans accepted by your doctor
  • Shop plans from UnitedHealthcare, NRA's featured partner
  • Determine eligibility with financial assistance
  • Apply online

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Shop Direct—UnitedHealthcare

NRA Featured Partner: UnitedHealthcare

The National Restaurant Association has partnered with UnitedHealthcare because of the wide range of innovative products and services they offer that can meet the diverse needs of restaurant employers, employees and their families. We can help you find the right insurance plan.

Copay Plans

Traditional insurance, similar to plans offered by many employers: copayments for routine doctor visits, lower deductibles and higher premiums.

Health Savings Account (HSA) plans

A high-deductible health plan with an HSA has the following advantages over traditional health plans:

  • Costs less than more "traditional" copayment plans
  • Employer HSA contributions may be tax-advantaged
  • Employee contributions are tax-deductible
  • Distributions for qualified medical expenses are tax-free
  • Interest and investment earnings are tax-free
  • HSA savings build year after year—no "use it or lose it"
  • Portable, goes with employees wherever they go

Short-Term Plans

For recent graduates, people who are between jobs, or people who are waiting for new job benefits to start. Terms are usually between 30 and 180 days, but extendable in some states up to 365 days.

To find the plan you'll like best, call 1-877-624-0495 or contact your broker. The friendly representatives will help you with any questions you have.

UnitedHealthcare plans are also available through eHealth.


Additional Benefits

The following are affordable supplemental benefits to help with the cost of basic, out-of-pocket expenses. They do not provide major medical or comprehensive medical coverage. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Learn more by clicking on a product below.



Starting at $23.12 per month

Immediate, first-dollar coverage to help pay for the “gap in coverage” caused by your high-deductible health insurance plan.

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Starting at $6.56 per month

Stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury.

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Starting at $28 per month

Benefits for the most common basic and preventive dental procedures.

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Starting at $14.95 per month

Speak to a doctor anytime, from work, home or on-the-go. No copay for every call to the doctor and the number of calls is unlimited.

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Critical Illness

Starting at $7.67 per month

A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery.

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Health Card

The Health Savings Card provides savings for your entire household and is provided to you at no cost, with no ongoing or monthly fees. Simply download and print your card, and present your card at a participating location to start saving—it’s that simple! You may use your card as often as you choose; there are no waiting periods, no age or income restrictions.

  • Brand-name and generic prescriptions
  • Save up to 75% on brand name and generic prescriptions.*
  • Savings on vision, hearing, gym membership and much more
  • Refills are easy. Use your card once to register it at the pharmacy.
  • Use your card at over 62,000 participating pharmacies.

Find a participating pharmacy and estimate pricing. Visit by entering the 4-digit Group # found on your Health Savings Card.

Download your no-cost Edge Health Savings Card ▶

*Savings average 37% with potential savings of up to 75% (based on 2013 national program savings data. All prescription drugs are eligible for savings.)





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Legal & Privacy

Edge Benefits Marketplace

The National Restaurant Association created the Edge Marketplace to offer a comprehensive suite of health care and personal insurance programs built around the needs of the restaurant industry. Through our partnerships with companies like UnitedHealthcare and eHealth, we are able to provide access to essential tools and health care options for individuals and families. We have chosen to work with these companies because of the wide range of innovative products and services they offer that can meet the unique requirements of restaurant employees and their families. Our goal is to help you find the right solutions for yourself or your small team of employees through our resources and understanding of the restaurant industry.

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